Proplink is a UK property transaction platform that replaces traditional residential conveyancing with an automated process. Instead of the UK average of 20 to 24 weeks and costs of £1,500 to £3,500, Proplink completes standard freehold property purchases in England in under 5 working days for a flat fee of £500. The service covers KYC and AML checks, automated property risk assessment, deficiency indemnity insurance binding, UK Finance Mortgage Lenders' Handbook compliance checking, short-form digital contract generation, SDLT filing with HMRC, and AP1 submission to HM Land Registry. All transactions are overseen by CLC-regulated conveyancers and backed by FCA-authorised insurance.
Proplink charges a flat fee of £500 + mandatory government fees for a standard freehold residential property transaction in England. Mandatory government fees — Land Registry registration and Stamp Duty Land Tax — are passed through at cost with no markup. This includes all searches, deficiency indemnity insurance, digital contract, SDLT filing, and Land Registry registration.
Proplink is for buyers and sellers of standard freehold residential properties in England priced between £150,000 and £500,000. It is also used by mortgage lenders and their technology teams who want to offer faster, automated conveyancing compliance within their mortgage products. Not suitable for: new build, listed buildings, leasehold (Phase 2), or properties in Scotland or Wales.
The UK Finance Mortgage Lenders' Handbook is the standard instruction set used by almost all UK mortgage lenders. It has two parts: Part 1 contains universal requirements that apply to all lenders; Part 2 contains each lender's specific requirements. Proplink checks compliance with both parts automatically as part of every transaction.
A faster, smarter way to buy property in England. Complete your purchase in 48 hours — 5 working days guaranteed — for a flat fee of £500 + mandatory government fees.
14 live checks · results in minutes · shareable · refunded if you transact with Proplink
Full property intelligence report — £59, same day, shareable
Title, flood, ground stability, planning, radon, EPC and more — all queried from authoritative sources in real time.
Written by Proplink, reviewed like a conveyancer would: what to act on, whether you need a survey, and what matters most.
Send the link to your agent, partner or solicitor. No login required to view. The report is yours to use however you like.
Results in minutes · Shareable by link · Refunded if you proceed to a Proplink transaction
Proplink replaces 23 weeks of solicitor correspondence with a structured, automated process that runs in parallel — not in series.
Secure KYC verification and anti-money laundering checks completed digitally in minutes. No branch visits, no certified copies.
Hour 1Our system queries 14 live data sources — title, flood, planning, environmental, leasehold — and instantly binds a deficiency indemnity policy.
Hours 1–4Proplink checks your transaction against your lender's Part 1 and Part 2 Handbook requirements automatically, in real time.
Day 1Proplink generates a clean, plain-English short-form contract. Both parties sign digitally. Exchange happens in hours, not weeks.
Day 1–2SDLT filed with HMRC, AP1 submitted to Land Registry. Title transfers. You get the keys.
Day 2The residential property market loses over £1.5 billion per year to failed transactions. Most of that is caused by the conveyancing process itself.
Instructing a high street or online solicitor
Automated transaction management, fully digital
Yes. Proplink works with CLC-regulated conveyancers who provide legal oversight for all Land Registry submissions. Our transactions are backed by deficiency indemnity insurance from an FCA-authorised insurer, covering title, structural, environmental and planning risks.
Proplink performs real-time compliance checking against the UK Finance Mortgage Lenders' Handbook — the standard all mortgage lenders use. We verify both the universal Part 1 requirements and your specific lender's Part 2 requirements before any transaction completes.
Standard freehold residential, England, £150k–£500k. Not new build, not listed buildings, vacant possession at completion. Leasehold, new build, Scotland and Wales are Phase 2.
Every Proplink transaction includes a deficiency indemnity insurance policy. If a title defect, planning issue, or structural problem emerges after completion, the insurance policy covers the cost of remediation or compensation.
Online conveyancers still follow the traditional sequential process — it takes 12–16 weeks. Proplink runs all steps in parallel and replaces the traditional search and report model with automated risk assessment and bound insurance.
Nothing — because the transaction completes before your offer has time to expire. Traditional conveyancing takes an average of 120 days. Mortgage offers are typically valid for 3–6 months. In 2024, 22% of transactions failed because mortgage offers expired or lenders changed their criteria mid-transaction. Proplink completes in 48 hours. Your mortgage offer is valid, your finances haven't changed, and your lender's valuation is still current.
Buyer data (name, email, phone) is processed under GDPR, stored in UK data centres, and never sold or shared with third parties. Proplink holds data only for as long as required for the transaction and subsequent insurance policy term. For the neighbourhood section of a report we use Google Places to find nearby amenities — only the property's coordinates are sent for that lookup, no buyer details.
We're running a limited pilot for standard freehold properties in England. Register your interest now.
Plain-English guides for buyers, sellers, and mortgage professionals. No jargon.
The definitive guide to the UK Finance Mortgage Lenders' Handbook — the standard that governs every residential mortgage transaction in the UK.
The Handbook has two parts. Part 1 sets universal requirements. Part 2 contains each lender's specific additions.
The 26 sections of Part 1 that apply to every mortgage transaction in the UK, regardless of lender.
Read full guide →Each lender's individual additions and variations. Critical for conveyancers acting for both lender and borrower.
Read full guide →Proplink gives your buyer a faster, cheaper route to completion — which means your sale is far less likely to fall through.
One in three UK property sales fails before completion. Most collapses happen 8 weeks in — after you've already mentally moved on. With Proplink, your buyer completes in 48 hours. There is almost no window for cold feet, chain collapse, or changed circumstances.
The average UK seller waits 120 days from accepted offer to completion — 4 months of uncertainty, maintaining the property, unable to commit to your next move. Proplink completes in 48 hours. You know where you stand within 2 days of accepting an offer.
Traditional conveyancing costs buyers £1,743 on average. Proplink costs £500. Your buyer has £1,243 more in their pocket — a stronger, more committed buyer who is less likely to renegotiate on price or walk away over survey findings.
If your property was previously sold through Proplink, your buyer already has your complete transaction record — flood searches, planning history, insurance schedule, title documents — permanently stored and instantly accessible. No delays hunting for old certificates. Estimated saving at resale: 2–4 weeks.
Tell us about your property. Takes 90 seconds.
Day 1The same property information form you'd fill in for any conveyancer — done digitally in 20 minutes. Proplink handles everything from there.
Day 1You sign the digital contract. Completion follows within 48 hours of exchange. Keys released. Funds transferred.
Day 2Eligibility
Standard freehold residential · England · £150,000–£500,000
Not currently available: leasehold, new build, listed buildings, Scotland, Wales.
Register your property. We'll match you with Proplink buyers in your area.
Proplink completes transactions in 48 hours. Your commission is protected the moment your buyer is onboarded — not 5 months later.
What fall-throughs actually cost your branch
At 30 transactions a year and a 30% fall-through rate, a typical branch loses 9 commissions annually.
On a £300,000 average sale at 1.5% commission, that's £4,050 per lost transaction — £36,450 lost per branch, per year, to fall-throughs alone. This does not include the staff time spent managing failed transactions, re-listing costs, or the emotional cost to your team of deals that die after months of work.
A 48-hour transaction has no window for fall-throughs caused by chain fatigue, cold feet, or changed circumstances. Your commission moves from 'probable' to 'certain' within 48 hours of offer acceptance.
Traditional conveyancing means waiting 120 days for your commission. Proplink means waiting 2 days. The cash flow impact on a branch completing 30 transactions a year at £4,050 average commission is substantial.
Proplink buyers have £1,243 more in their pocket. They are more financially stable, less likely to renegotiate, and less likely to walk away over survey findings. A Proplink buyer who has made an offer is a buyer who completes.
Every property sold through Proplink carries a permanent transaction record. When that property comes back to market, the next buyer's solicitor already has everything they need. Your resale pipeline moves faster.
Free. Takes 2 minutes. No exclusivity, no commitment.
One sentence to your buyer: "There's a faster, cheaper way to complete — Proplink does it in 48 hours for £500." We provide the materials.
The pipeline runs automatically. You don't manage it. You just get paid — faster.
We are not asking for exclusivity. We are not asking you to change how you work. Proplink is a service your buyers choose — you introduce it, they decide. If they choose Proplink, your commission is protected and you get paid faster. If they choose a traditional conveyancer, nothing changes. There is no downside to registering.
No obligation. No exclusivity. We'll be in touch when the pilot reaches your area.
Proplink delivers a structured, auditable compliance record against your UK Finance Mortgage Lenders' Handbook Part 1 and Part 2 requirements — replacing the traditional solicitor's certificate with a real-time data output.
For partnership enquiries: hello@proplink.co.uk
The 38% increase in conveyancing timelines over the last decade directly increases lender exposure. Mortgage offers expire. Valuations go stale. Chains collapse. Proplink eliminates the delay that makes mortgages go wrong.
For every transaction, Proplink produces a machine-readable compliance record mapping the result of every check against the relevant MLH Part 1 section and your Part 2 requirements. The output replaces the traditional solicitor's certificate with a structured data file — readable by your systems, not just by a human.
Proplink queries live data sources directly: HMLR for title, Environment Agency for flood risk, BGS for ground stability, Coal Authority for mining, Companies House for management company solvency. Results are current at the time of the transaction — not weeks-old search results ordered at instruction.
Every completed Proplink transaction is permanently stored with the full documentation package: all search results, the insurance schedule, the compliance record, the signed contract, and the AP1 reference. For remortgages and resales, your panel solicitor already has everything they need.
Proplink has mapped all 87 requirements across the 26 sections of UK Finance Mortgage Lenders' Handbook Part 1 into three categories:
| Category | Count | How handled |
|---|---|---|
| Data check | 28 (32%) | Automated API queries — HMLR, EA, LA, BGS, Coal Authority, Companies House, EPC |
| Insurance risk | 41 (47%) | Deficiency indemnity and title insurance binder — 83% fully covered by existing UK products |
| Legal judgment | 18 (21%) | Panel CLC-regulated conveyancer — review and certification of three reserved acts (~20 min) |
The insurance layer
Every Proplink transaction includes a deficiency indemnity insurance policy bound before exchange. The policy covers all insurable risks identified in the Handbook — title defects, planning and building regulation breaches, chancel repair liability, leasehold defects, and environmental risks. The policy is issued jointly in the name of the buyer and the mortgage lender. The conveyancer is not the last line of defence. The insurance is. Proplink's platform carries Errors and Omissions insurance covering failure of its own automated checks — the lender and conveyancer are not exposed to Proplink's technology risk.
Confirm acceptance of Proplink's compliance output in place of a traditional solicitor's report on title. We can provide a mapping document for your compliance team.
Confirm your Part 2 requirements are included in Proplink's automated check. We currently cover all major UK Finance participating lenders.
Add Proplink to your approved panel or confirm that transactions processed through Proplink meet your conveyancing panel criteria. Our panel conveyancer holds full CLC registration.
Partnership enquiries
We're currently working with digital-first lenders on our pilot programme. No sales process. No pitch deck. A direct conversation with the people building the system.
hello@proplink.co.uk